Insurance Claim Accommodation in Coventry

If you have just been told you cannot go home

Escape of water is the most common reason a Coventry household ends up out of its own house, and it is rarely the quick one — the drying alone can run for weeks before any reinstatement work starts. Fire and flood are the same story. You will be dealing with a claim, a loss adjuster and a contractor, and somewhere in the middle of that you need a front door, a kitchen and a bed for everyone tonight.

Our houses in Coventry are furnished, heated and connected. Bring what you managed to get out with and nothing else: beds are made, the kitchen is equipped, the broadband is live, and and the bills are quoted as one weekly figure rather than itemised separately. Self check-in means arriving at nine at night is fine.

What your policy probably calls it

Most UK home insurance includes cover for somewhere to live when your home is uninhabitable after an insured event. Depending on the insurer it appears as alternative accommodation, additional living expenses or loss of rent, and it usually sits as a percentage of the buildings sum insured. What yours pays, and up to what limit, is set by your own policy wording — your insurer or loss adjuster confirms that, and it is worth asking them for the figure in writing early, because it decides how long you can stay and where.

We can raise the invoice to your insurer, to the loss adjuster handling the claim, or to you to reclaim — whichever the claim needs. It is a pro-forma invoice, payable in advance of move-in, with a receipted invoice once payment clears. We do not offer credit terms, so it is worth telling your insurer that early rather than three months into a reinstatement.

Why a house rather than three hotel rooms

A hotel is fine for a weekend. Over three months it is where a claim quietly goes wrong. A family split across two rooms with no kitchen eats every meal out, has nowhere to put a school bag, nowhere to work, and no way to feel normal — and the meal, laundry and storage costs that stack on top of a hotel bill simply do not arise. Here everyone gets a bedroom, there is a living room to sit in together, and the washing machine is yours.

Staying as long as the works take

Reinstatement almost always runs past the first estimate. We do not ask for a fixed end date up front, and an extension runs at the same weekly rate as the original stay where we have the availability. If the contractor finishes early, we would rather move the date than hold you to one that no longer makes sense. And if the claim is somewhere we cannot reach, we will say so the same day rather than leave you waiting — call 024 7745 0677 or WhatsApp 07498 446 659.

Common questions

Will my insurance actually pay for this?

In most cases the cost is met under the alternative accommodation section of your policy, either paid directly or reimbursed to you. The limit and the length of cover come from your own policy wording, so ask your insurer or loss adjuster to confirm both in writing before you commit to anywhere — including us.

How quickly can we move in?

It depends what is free at that moment. Tell us how many people need housing and roughly how long, and we will come back the same working day with what is genuinely available and when — including a straight no if we have nothing suitable, so you can look elsewhere without losing a day.

How long can we stay?

From a few nights to several months. There is no fixed end date required at the start, and an extension runs at the same weekly rate as the original stay where we have the availability.

Can you invoice our insurer or the loss adjuster directly?

Yes. We can bill the insurer, the loss adjuster, or you to reclaim. It is a pro-forma invoice, payable in advance of move-in, with a receipted invoice once payment clears — we do not offer credit terms, so please do not assume 30- or 60-day settlement.

What is included in the price?

Bills are quoted as one weekly figure rather than itemised separately, along with furnishing, kitchen equipment, and bed linen and towels. One number to give your insurer, rather than a stream of small receipts to evidence later.

Do you cover areas outside Coventry?

Our Coventry houses are the ones on this page. A four-bedroom house in Brierley Hill (DY5) is being brought on line now — ask us for its availability date. It covers the Dudley borough and sits about 11 miles by road from Birmingham city centre. Anywhere else, send the postcode and we will tell you honestly whether we can help.

3 Bedrooms

Sullivan Heights

Coventry

A 3-bedroom house with a full kitchen, living room and free parking — enough room for a household of up to six while your own home is put right.

View Property

4 Bedrooms

Humber Hub

Coventry

A 4-bedroom, 4-bathroom house with off-road parking — a bedroom each for a larger household, and space to keep out of each other's way over a long claim.

View Property